Lease vs Purchase

Should I lease or purchase an auto? Leasing has become a very popular method of acquiring a new auto. Although the payments may seem attractive, it may not always be [...]

Credit Card Payoff

How long will it take to pay off my credit card(s)? Americans today owe more money than ever before. The fact that 'interest never sleeps' means that the situation will [...]

Home Refinance

Should I refinance my mortgage? Over the last couple of years with interest rates at a 40-year low, many people refinanced their mortgages. Even though rates have crept up over [...]

Loan Acceleration

What is the impact of making extra payments on my debt? Over the course of a loan amortization you will spend hundreds, thousands, and maybe even hundreds of thousands in [...]

Home of Affordability

How Much House Can I Afford? When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all [...]