Retirement Planning

Retirement Financial Planning

At Brad Williams Financial Services we believe that it is essential for those who are retired or nearing retirement to understand all the options available to help preserve and grow their savings. When you work with a Brad Williams Financial Services financial advisor, you are working with an Income Specialist who understands the best ways to help you transform your savings into a renewable source of income for retirement.

As retirement advisors, we work closely with our clients to provide them with retirement planning advice that gives them the best chance of achieving their long-term financial goals. Our retirement planning services include strategies that can help you:

  • Generate steady income in retirement
  • Minimize your exposure to market risk
  • Maximize your tax savings

Although the growth-based financial strategies you used during your working years might have been effective in helping you grow your retirement savings, those same strategies could jeopardize your financial security in retirement. To avoid that risk, it makes sense to work with a retirement consultant who can help you focus on income-based strategies designed to help you preserve your savings so you can use it as a source of ongoing income.

Understand, this doesn’t mean that you can’t remain invested in the stock market once you near retirement. However, a certified specialist in retirement income can help you stay in the market with less risk by shifting your strategic investment focus from capital gains to stock dividends.